Mortgage Scenario Loan Options

As a general guide, we have provided links to GMFS mortgage products that typically work best for different borrower scenarios below.

This site is for GMFS Agent Bank and Credit Union clients.

No down payment / Low down payment

Refinance to save money or get cash

Cash-Out Refinance
FHA Streamline Refinance
Purchase Advantage (Louisiana)
Reverse Mortgage

By refinancing an existing mortgage, the total finance charges may be higher over the life of the mortgage.

Loans Greater than $766,550 up to $3 mil

Non-Traditional / Borrower is Self-Employed