FHA Home Loans

Compared to other home loans, FHA is typically the most flexible mortgage product with lower minimums for down payment and credit score, while allowing a higher debt-to-income (DTI) ratio.

  • 96.5% maximum financing
  • Upfront mortgage insurance required as well as a monthly amount for term of loan
  • Expanded qualifying ratios and flexible credit guidelines
  • FHA maximum loan amount varies by geographical area determined by FHA
  • No income limits or location restrictions
  • Can be used for purchases and refinance
  • May allow FICOs down to 620



FHA ID #1596200005


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