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Louisiana FHA & USDA Policy Changes – Non-Debtor Spouse Debt

Louisiana FHA & USDA Policy Changes – Non-Debtor Spouse Debt

Rebecca Squyres

November 27, 2018

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Louisiana FHA & USDA Policy Changes

Effective immediately in Louisiana…

GMFS WILL NOT consider judgements, collections, federal student loans (delinquent/current), or installment debts of a non-debtor spouse in the qualification process when an FHA or USDA loan is used to finance sole and separate property in Louisiana.

Revolving debt WILL BE included.

We hope this GMFS policy change and our 11 day closes will help you grow your Louisiana business!

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About GMFS

We are one of the fastest growing mortgage companies in the United States offering great mortgage financial solutions. Headquartered in Baton Rouge, Louisiana, GMFS originates residential mortgage loans, primarily in the southern states. Founded in 1999, GMFS has approximately 250 employees. more about GMFS

GMFS Mortgage is a BBB Accredited Mortgage Lender in Baton Rouge, LA
Equal Housing Lender. © 2017 GMFS, LLC. Upfront approval subject to satisfactory property review and no change in financial condition. Some products may not be available in all states. All loans subject to credit approval. All mortgages are originated by GMFS LLC at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. NMLS #64997. LA License 619. The retail division of GMFS LLC is Doing Business As “GMFS Mortgage”.

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