FHA will increase its loan limit ceiling from $356,362 to $420,680 in most areas of the country. 

Higher FHA Loan Limits for 2022

New loan limits may be used with applications immediately, however: FHA Loans must wait until after January 1, 2022 to issue a FHA Case Number 

• It is recommended not to lock until after January 1st, you can register the loan and get a pricing indication in OB
• Please wait to lock after you get a clear CAVIRS post January 1st required date.
• GMFS will not accept an locks/loan that have the case number assigned prior to Jan 1, 2022.
• You must toggle the FHA Case # Assignment Date to get rates/price

1 Unit:

• Low cost area: $420,680
• High cost area: $970,800

2 Units:

• Low cost area: $538,650
• High cost area: $1,243,050

3 Units:

• Low cost area: $651,050
• High cost area: $1,502,475

4 Units:

• Low cost area: $809, 150
• High cost area: $1,867,275